How do you turn a smartphone into a financial management tool? One good way is to download a finance app. All smartphones should have finance apps, weather you have an iPhone, Android, or Windows phone. Having a financial app helps you keep track of what you spent or may spend on a certain category. For example, before buying a coffee or smoothy check your app and see if you still have money allotted to small expenses. Certain apps allow you to login in to your credit card account so you can have up to date information. Another way to turn your smartphone into a financial management tool is by using the internet. For example if you are planning to go on a camping trip but you don’t have a tent you need to go shopping. You are at your local Big 5 and you notice that the tent you are looking for costs $400.00. You look at your financial app and see you can only spend $300.00. You are at an impasse. However, you use your smartphone’s cellular connection to check Sports Authorty and/or Sports Chalet for a better price. You discover that Sports Authorty has the tent you want for $349.99 and Sports Chalet has the tent for $300.00. With this information you can go and buy the tent form Sports Chalet and not go into debt. These are two simple ways to turn your smartphone into a financial management tool.